Given the way the economy is up the spout at the moment most 'normal' people are happy with any credit card they can get their hands on. If it doesn't cost you an arm and a leg - even better.
But there are a lucky few out there who can pick and choose where they get their cards from.
To win the wealthy clientele’s custom there are plenty of freebies & extra treats on offer. And if you're more Roman Ambrovich than Tesco's Value there are plenty of status symbol cards out there that will impress ladies and "up themselves" French Maitre D's at posh restaurants.
The most famous of the exclusive credit cards is the Black Amex, it looks the business, it gets you free upgrades on Virgin, Delta and other airlines and special treatment when you stay at Ritz hotels. Plus good old fashioned plastic isn't good enough for this card - it's made out of aerospace grade titanium. The only hitch is you need to be earning $250k - though if you want to make any use out of the personal shopper at Gucci they offer so you best be earning plenty of green.
While the design of the Centurion is all about simplicity the Signia has been designed by the renowned fashion type Oswald Boeteng. A bit like some of his loud suits, it's purple. Perhaps a little flashy but still useful, it has been used by its owners to get last minute tickets to the champions league delivered to their door, find discontinued wedding dresses have been sourced all the way from Italy and even one celeb got his concierge to find an author to ghost write their official biography.
The Accolade card is the new kid on the block who is trying their best to try and oust the centurion from the wallets of the rich and famous. Perks wise, it’s got the usual, ticket upgrades, restaurant reservations and concierge service. But while that's pretty impressive it's not got the class of some of the other cards on offer. It's exclusive but still looks cheap; so in the unlikely event I ever earn the $100k a year minimum spend I'd look elsewhere.
Another subtle all black credit card for the type of people who see a platinum card as not quite good enough. It’s invitation only, gets you a discount on your private jet hire and if you're in Singapore they'll let you borrow the Ultima 80ft Yacht. Not quite the playboy mansion but still quite handy. And as a golden hello they'll give you a Bang & Olufsen stereo, which is better than a kick in the teeth.
In the world of exclusive cards it's all about the simplicity of black but bucking the trend the Stratus has gone a little iPod with a plain white design. It's so exclusive no one really knows if it's still available, we rung up to ask but we couldn’t blag the secret handshake.
So what's wrong with your credit card? Not bling enough? How about the diamond encrusted Royale from Dubai First, but be aware, they are only handing it over to the Illuminati of United Arab Emirates. So unless you’re an oil baron your luck is probably out.It's a world of secret invites and special treatment if you've got millions in the bank. Personally I'd be happy with the occasional Air Mile and them not sending the heavies round every month!
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